CROSS-BORDER PAYMENT SERVICE
Global Payments. Connected Everywhere.
Global Acquiring / Global Accounts / International Card Issuance
Global acquiring, multi-currency accounts, Visa card issuance, and integrated cross-border tax and finance solutions for growing businesses.
One Platform for Your Global Payment Stack
From acquiring and accounts to cards and tax, TenacePay provides complete payment infrastructure for cross-border businesses.Global Acquiring
Global Acquiring
Accept major payment methods worldwide and manage multi-market acquiring from one platform, with T+1 settlement to your business account.
- 300+ methods, including Visa, Mastercard, WeChat Pay, and Alipay
- One API for a fast launch in every target market
- Smart routing selects the best clearing channel automatically
- Real-time risk controls with over 99% fraud interception
- Multi-currency settlement with automated FX locking
Multi-Currency Accounts
Global Accounts
Open multi-currency business accounts for cross-border collection, transfers, and foreign exchange in one place.
- Major currency accounts including SGD, USD, EUR, and GBP
- Local bank details in Singapore, the UK, the EU, and the US
- Real-time rates with low FX spreads
- Bulk payments for payroll and supplier disbursements
- API-based treasury automation
International Card Issuance
International Card Issuance
Issue Singapore Visa physical, virtual, and co-branded cards for your company and partners.
- Singapore-issued cards accepted across the Visa network
- Corporate and employee cards with tiered permissions
- Instant API card issuance with dynamic CVV security
- Real-time spend alerts and budget controls
- White-label co-branding options
300+ Payment Methods Across Global Markets
Continuously expanding coverage means your business never misses a customer.150+Countries & Regions
300+Payment Methods
50+Settlement Currencies
24/7Real-Time Monitoring
VisaMastercardWeChat PayAlipayUnionPayPayNow (SG)Apple PayGoogle PayGrabPayTouch'n Go (MY)PromptPay (TH)VNPay (VN)SEPA (EU)ACH (US)BACS (UK)PayID (AU)KlarnaAfterpayAmExJCB...
One Account for Global Funds
Collect, exchange, and send funds on one platform without fragmented banking operations.Local Collection Accounts
Get local bank details in 50+ markets including the US, UK, EU, and Singapore. Customers pay like a local transfer, without cross-border handling fees.
Real-Time FX and Rate Locking
Interbank mid-market rates with low spreads, instant conversions, and the ability to lock forward rates. The platform keeps you informed of the best available rate.
Fast Cross-Border Transfers
Major currency pairs can arrive on T+0, with SWIFT transfers as fast as T+1. Batch payments handle hundreds of supplier disbursements in one operation.
Why TenacePay
Rooted in Singapore and built for global growth, we understand the real payment challenges of cross-border businesses.Singapore Legal Entity
Registered with ACRA and governed by Singapore company law, with funds safeguarded through licensed commercial banks.
Real-Time Availability
Our clearing engine delivers an average arrival time under 30 seconds on major channels, with T+1 settlement to any bank account.
One API, Global Reach
Access 300+ payment methods through one integration instead of building separately for every market.
Data Security and Compliance
PDPA-compliant operations, registered DPO, bank-grade encryption, and support for GDPR and local data-protection requirements.
Launch Cross-Border Payments in 4 Steps
From registration to your first payment in as little as 3 business days.- 1
Register a Business Account
Submit company documents online. A dedicated account manager contacts you within one business day.
- 2
Complete KYB Review
Verify your business online through a streamlined process aligned with MAS compliance requirements.
- 3
Integrate the API
Get your API key, test in the sandbox, then switch to production when you are ready.
- 4
Start Collecting Globally
Track fund movements in real time and settle to your business account on T+1.
Built for Every Cross-Border Business Model
Cross-Border E-Commerce
Global acquiring and unified reconciliation across platforms
Gaming and Digital Entertainment
Low-fee subscriptions and payments from players worldwide
Travel and Mobility
Multi-currency settlement with GDS integration
International Trade
B2B payments and supply-chain finance
SaaS and Subscriptions
Recurring billing and refund management
OVERSEAS CONSULTING